PolicyGuy

Wednesday, June 30, 2004


Helping the Uninsured (and insured) by eliminating mandates.
The Flint Hills Center for Public Policy has a new policy brief describing the costs of
state-required provisions
to health insurance policies. There's no such thing as a free lunch, and feel-good mandates increase the cost of insurance for us all.

"According to new estimates, each percentage-point rise in health-insurance costs nationally increases the number of uninsured by 300,000 people. A savings of 7 to 17 percent on average is possible for states without mandates or any-willing provider legislation. For the average family, that could translate into a savings of anywhere between $600 - $1,500 off their current policy."

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"Justice Louis D. Brandeis'?s metaphor of the states as "laboratories" for policy experiments ... had almost nothing to do with federalism and everything to do with his commitment to scientific socialism. .... To this day, it continues to inhibit a truly experimental, federalist politics." -- Michael S. Greve

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